We had never planned on becoming a one income family. A combination of PTSD and wanting to savour every moment of Adam’s development after suffering from Hyperemesis Gravidarum has meant I did not return to teaching. To make financial matters worse we have two mortgages. We were unable to sell my flat four years ago so we became Landlords and rent it out. Our income from the rent just about covers the mortgage but as the property is a leasehold it does not cover all the additional costs. As a result I asked my fellow bloggers for ways to save money when you have a young family.
Betsy Finn’s guest post on Divas With A Purpose gives tips for managing personal finances as a family. Tip number 6 is certainly something that I need to start doing. On her own blog, Betsy Finn also shares her tips on family finances, kids and money. Her section on how to teach children about money demonstrates how children are never too young.
Bare Feet On The Dashboard gives 5 top tips for saving money with a baby. I particularly like tip number 5. I have certainly learnt that lesson the hard way. We have a living room full of plastic toys, yet Adam prefers to play with home made toys – all except his cars obviously!
Crafts on Sea gives a great tip on how to keep the costs down on family days out. Kids Pass is a free website that shares discounts on family days out across the UK. Kids Pass aims to provide families with choice and savings at the UKs top attractions.
The most expensive item you are ever likely to buy is your home. We are lucky to have a fantastic mortgage adviser so feel assured that we have the best mortgage for our needs. Santander’s website can help with choosing a mortgage. Take a look at their tips from buying your first home, moving home to changing your mortgage to get the best deal.
Moms and Crfaters gives 10 ways you can save by shopping online. Each of the ten methods includes a do, a don’t and a tip. The majority of the shops mentioned are perfect for our international readers.
Crystals Tiny Treasures has 11 ways to save money on your food bill. These realistic tips will certainly help save you pounds. Not only that but she gives information on how to save money on fruit and vegetables too.
Finally, a fantastic blog I recently came across is The Skint Dad. He claims his blog will help you “find inspiration and ideas so that you can start spending less, without living without.” The blog really does deliver. Believe me, you will become immersed in Skint Dad’s blog. I found myself taking notes, thinking of the changes we can make and I began to feel positive about our financial future. If you want to save money or make money then this site is for you!
Disclaimer: This is a sponsored post. All views remain my own.